How to Create a Cash Flow Forecast

A cash flow forecast predicts your money in and out, preventing surprises. Shine FinOps shares five steps to build one for 2025.

1. List Income Sources

   Include sales, loans, or investments—be realistic.

2. Estimate Expenses

   Cover fixed (rent) and variable (supplies) costs.

3. Set a Timeline

   Forecast monthly for the next 6-12 months.

4. Update Regularly

   Adjust as actuals come in—weekly checks work best.

5. Use Tools

   Spreadsheets or QuickBooks make it faster and clearer.

Shine FinOps Tip: Start a simple forecast this week—it’s easier than it sounds.